We do happen to have a PartSource so I decided to stop in while grocery shopping, the amount of money it would cost surprised me - less than I expected. Looks like the Wagner Thermo Quiet are only around $57 (Front pair) and $59 (Rear Pair), the rotors vary a great deal, anywhere from $40 to $200 but even their cheapest have rave reviews even for brake-eaters like the Dodge Journey. Worth a shot next payday I think for me to try out instead of going straight for the $150/each premium rotors. Forgot to ask if they had a military discount though, could be able to get an extra 5-10% knocked down from that set of prices to boot.
Other than switching the pads and rotors, I think the only other thing on my list is whipping the stock crap out and putting some decent DOT4 fluid in there (I'm suspecting I really need to bleed these brakes anyway as they are starting to get spongy). So glad I found this forum, the ideas for my DJ are endless now....my wife may end up hating you guys