I was "involved" in a auto accident about four weeks ago. The other driver claims that I cut her off at an intersection, she tried avoid my DJ and crashed. But I was actually at a complete stop (stop sign) and seen her lose control of her car. She crashed straight into a utility pole. Instead of keep driving to my destination, my girlfriend decided that I should stop and check on the driver. I checked on the driver and asked if she was alright? Her reply was do you have insurance? The mistake on my part was exchanging insurance with this crazy lady. After we exchanged info, the police came and heard both sides of the story. The police told both of us that I would not be in the police report because their was no damaged to my DJ. Well now I get a phone call from my insurance, she is sueing for damages and injury. Any advice or experience that you can share with me. Never been in this type of situation and am a bit worried about it. Thank you, John.